Receiving dollars in Costa Rica remains a challenge, even though the country has a high digital maturity and a growing adoption of stablecoins such as USDT. In 2024, Costa Ricans received billions in remittances from the U.S. In the US, a vital flow for families, freelancers and entrepreneurs. However, they still pay high fees to receive their money.
With the El Dorado Dollar Account You can receive payments in dollars from the U.S. Department of State in your name, with ACH and Wire, and convert them 1:1 to USDT for use in Costa Rica or in your international operations, without exaggerated fees.
The challenge of receiving dollars in Costa Rica
Although Costa Rica has an advanced digital financial ecosystem, traditional banks don't offer practical solutions for receiving payments from abroad.
For this reason, the stablecoins (USDT, USDC, DAI) position themselves as a great option to “store digital dollars” outside the traditional banking system and avoid the friction of remittances. But the alternatives available for using stablecoins lack the ACH/Wire infrastructure that many employers and platforms in the U.S. demand. UU.
Options available in 2025
🔵 Wise (Digital Account in the US)
Wise allows you to open multi-currency accounts with bank details in the US. Department of State for non-residents. However, it charges fees when adding or receiving money:
Fixed FeeVariable FeeTotal method for $1,000 USDACH (connected bank account)$0 USD$1.70 USD$1.70 USDWire transfer$6.11 USD$0 USD$6.11 USD
Although it is a valid alternative, It's not free and charges a significant commission when converting USD to CRC.
🟠 El Dorado (Dollar Account)
- Aperture: free for a limited time.
- Fee for receiving: 1.49% in ACH and Wire.
- Conversion: Your USD is converted 1:1 to USDT and you can withdraw USDT to another platform using the Arbitrum Network or TRON.
- Advantage: account in your name in the US, compatible with PayPal, Wise, Deel, OnlyFans, Airbnb and more.
How to open your Dollar Account step by step
- Download the El Dorado app.
- Go to “Home” and press “Reload”.
- Select the option “ACH/Wire”.
- Press “Create Account” and enjoy the opening free for a limited time.
- Wait for the creation of your account and then choose “Go to my account” to see the details from your U.S. Dollar Account. UU. (account number and routing number).
And voila, you already have an El Dorado Dollar Account. Connect it to platforms such as PayPal, Wise, Deel, Payoneer, OnlyFans or Upwork, or share it with someone who will pay you.
Advantages of El Dorado
- You get your full dollars: $100 sent = $100 received in USDT.
- US account in your name: you receive international payments without restrictions and without relying on local intermediaries.
- Full compatibility: PayPal, Wise, Deel, OnlyFans, Airbnb and more.
- No hidden fees: absolute transparency when receiving ACH/Wire (for a limited time).
- Total flexibility: use your USDT in Costa Rica for local expenses or anywhere in the world for international operations.
Use cases
📩 Family remittances
Receive the dollars sent to you from the US in your Account in the USA and convert them into USDT for use in Costa Rica with no hidden fees.
💻 Freelancers and remote workers
Collect your salary in dollars in your Account in the USA and use your USDT for local expenses or international payments.
📸 Content Creators
Receive payments in dollars without blockages or forced conversions and with access to USDT to operate in Costa Rica.
🏡 Airbnb hosts and digital entrepreneurs
Receive income in USD in a simple and transparent way and use USDT wherever you need.
Today in Costa Rica, most options to receive dollars waste you money and time.
With El Dorado, you receive your full dollars in a US account in your name, with no opening fees and with the flexibility of USDT to move and use them in Costa Rica or in your international operations.
👉 Open your Dollar Account with El Dorado today and take advantage of the launch promo: Free opening.
Frequently Asked Questions (FAQ)
How to receive money from the United States in Costa Rica with no fees?
With El Dorado you can open your US Dollar Account for free and receive ACH/Wire.
Do I need an SSN to open a U.S. account from Costa Rica?
No, with El Dorado you can open it 100% online with your Costa Rican ID or Passport.
How do I use my funds once I receive them?
You receive USD in your account and they are converted to USDT 1:1 so you can use them in Costa Rica or in your international operations.
